Jewelry Insurance and Appraisal Guide
Protect your investment. How to get your jewelry appraised and insured.
Why Insure?
An engagement ring is one of the most expensive items you own. Homeowner insurance may only cover $1,000-2,000. A rider or separate policy covers the full value.
What You Need
| Item | Details |
|---|---|
| Appraisal | Written by certified gemologist |
| Photos | Clear photos of each piece |
| Receipt | Original purchase receipt |
| Cost | 1-2% of value per year |
All our pieces come with a certificate of authenticity. Contact us for appraisal letters. Message us.
Ready to Find Your Perfect Piece?
Factory-direct pricing from our Panyu, Guangzhou workshop. Our team will reply within 24 hours with pricing and availability.
Get a Free Quote Chat on WhatsAppFrequently Asked Questions
How much does jewelry insurance cost?
Typically 1-2% of the item value per year. A $5,000 ring costs about $50-100/year.
Is an appraisal required?
Yes, insurance needs a written appraisal from a certified gemologist.
How often should I re-appraise?
Every 3-5 years, as diamond prices change.