Appraisal vs Certification
An appraisal tells you replacement value; a diamond report tells you quality. Most people confuse the two.
Two different documents
A diamond grading report (GIA/IGI) grades the stone. An insurance appraisal states replacement value. Contact us about documentation.
| Document | Purpose | Issued by |
|---|---|---|
| GIA/IGI report | Diamond 4C grades | Independent gem lab |
| Appraisal | Insurance replacement value | Qualified appraiser |
| Receipt/invoice | Proof of purchase | Retailer |
Do you need both?
For insurance, yes. Keep your diamond report for resale and your appraisal for coverage.
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Factory-direct pricing from our Panyu, Guangzhou workshop. Our team will reply within 24 hours with pricing and availability.
Get a Free Quote Chat on WhatsAppFrequently Asked Questions
How often should I reappraise?
Every 2-3 years, as jewelry values change.
Is a GIA report the same as an appraisal?
No - it grades quality, it does not state a dollar value.
Does factory-direct jewelry come certified?
We provide independent reports for center diamonds.