Wedding Ring Budget Guide
Forget the two-months-salary rule. Here is a realistic way to set your ring budget.
The Old Rule Is Marketing
The "two months salary" guideline was a De Beers ad campaign, not real advice. A sensible budget is what you can afford without debt — many happy couples spend under $2,000. For more, read our engagement ring budget guide and message us for a quote.
Where the Money Goes
Factory-direct pricing removes retail markup, so the same ring costs far less straight from a maker like us. Decide your must-haves first: metal, stone type, size, and craftsmanship.
| Budget | What You Get |
|---|---|
| Under $1,000 | Sterling silver / moissanite, 14K plating options |
| $1,000-$3,000 | Solid 14K gold + moissanite or small lab diamond |
| $3,000+ | Solid 14K/18K gold + larger center stone |
Ready to Find Your Perfect Piece?
Factory-direct pricing from our Panyu, Guangzhou workshop. Our team will reply within 24 hours with pricing and availability.
Get a Free Quote Chat on WhatsAppFrequently Asked Questions
Should I take a loan for a ring?
No — buy what you can pay now. A ring is not worth starting married life in debt.
How much do real couples spend?
A wide range; many spend $1,500-$3,500 on a solid gold ring.
How can I get more for less?
Buy factory-direct and choose lab-grown or moissanite instead of mined diamond.